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For Date: 10th March 2010
Currency Buying
(Cash)
Buying
(Doc.)
Selling
US Dollar 71.63 72.35 72.95
Euro 97.32 98.56 100.03
Sterling Pound 106.61 107.96 109.04
more
Interest Rates: Loan

 अगृम भुक्तानीमा दरहरु

(Effective from 6th Magh,2066)

बाषिर्क ब्याज दर 

  Corporate
Customers
Prime
Customers
Other Customers
Trust Receipt
-Up to 90 days

10.50%

10.75%

11.00%

Export Credit
-in FCY
-in NRS/IRS

6.50%
10.00%

7.50%
10.25%

8.50%
10.50%
Cash Credit/Overdraft/STL/DL 11.50% 12.00% 13.00%
Loan Against
Share
13.00% 13.50% 14.00%
Term Loan 12.00% 12.50% 13.00%
Loan Against
Bank Guarantee
10.00% 10.50% 11.50%
Loan Against
Govt.& Other Bonds*
10.00% 10.50% 11.50%
Priority Sector Loan - - -
Loan Against
Own Bank's FD
+1 % of FD rate +1.5% of FD rate +2% of FD rate
Loan in NRS against US$FD 9.00%    
Deprived Sector Loans
-institutional
-individual

7.50%
9.50%

   
Home Loan
-Up to 5 years
-Above 5 years
12.50%
13.00%
   
   

Land Loan Up to 10 years

 

13.00%    

Education Loan

 

 12.50%

   
-Mortage Loan & Mortage Plus Scheme
-Convenient Loan
13.00
13.00%
   
Bhu. Pu. Loan 13.00%

Vehicle Loan
-Private Vehicle

Other Commercial Vehicle

 

12.50%

13.00%

   

*or 1% above the coupon rate whichever is  higher. 

Rates for export credit in US$ will be as per NRB Directives. Rates for consortium loans will be as per consortium agreement.
Above Rates will not be applicable to defaulting accounts. The rates on advances are only indicative and negotiable on merits such as value of connections. The interest rates are subject to change without prior notice depending on Bank's decision.


 

 


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